Mom with kids in bedroom at Polynesian Villas and Bungalows
  • On Jan 24, 2018
    Leigh from MA Asked

    Good Morning Moms Banking points and the time lines has always confused me, quite simply IF I banked 114 points from April/2017 into Apr/2018 use year do I have until the end of March 2019 to use them OR March 2018

    Hi there, Leigh! I am so right there with you on getting confused about banking and borrowing - it took me quite a while to figure out how things worked so I knew I wasn't going to lose points because I didn't know how to use them. 

    Banking DVC points is a great way to save points to splurge on an extra special trip or to save points you haven't had a chance to use in the current use year. When you bank your points, they act like the points for that following year, into which you have banked them.

    So, in your case, if your use year starts April, and you want to bank points from your April, 2017 use year, into the 201 use year, they would expire the same time your April, 2018 points expire. That means you have until the end of March, 2018 to use those points.

    You'll want to review the DVC points banking rules before you make the leap. I am especially keen to remember that you can't borrow banked points, and they can't be banked into the following year, so make sure banking is the right thing to do for your points.

    Thank you so much for your question!

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Meet the Panelist: Anna, New Jersey

My name is Anna and I am a wife, mother to three daughters and a son-in-law, and earning my Grandmom ears. I'm a law student and former teacher. I have planned vacations for all sorts celebrations, but really enjoy DVC vacations, helping military families, and assisting those with special dietary needs.    Learn More About Anna

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